An independent community bank serving the Eastern Shore since 1880

Checking

Checking

We understand every business is different, and that’s why we offer an array of full-feature business checking accounts with valuable benefits like Online Banking, Online Bill Payer and Visa® Check Card and much more. Find the account that’s right for your business.

1880 Business Checking Business Checking Business Interest Checking
Some restrictions apply
Overview Small Business Checking with added features to increase productivity. To assist in managing and growing your business. Manage assets with a checking account that earns interest.
Minimum Opening Deposit $50 $50 $1,000
Minimum Daily Balance To Avoid Monthly Service Charge N/A $500 $1,000
Monthly Service Charge No $10 $10
Transaction fee per item Up to 500 items free each month. Every item over 500 is $0.20. N/A N/A
ACH fee per item Up to 500 items free each month. Every item over 500 is $0.20. N/A N/A
Balance Earns Interest Subject To Daily Change N/A No Yes*
Visa® Check Card ATM Card Yes Yes Yes
Overdraft Line of Credit Available with approved application Available with approved application Available with approved application
Check Writing Ability Yes Yes Yes
Free Online Banking Required Yes Yes
Free Online Bill Payer Yes Yes Yes
Free E-Statement Required Yes Yes
Free Online Check Image Yes Yes Yes
Withdrawal Limits No No No
ACH Origination Available with approved application Available with approved application Available with approved application
Remote Deposit Capture Available with approved application. First six months free. Standard rates apply after six months. Available with approved application Available with approved application
Mobile Banking/Deposit Yes Yes Yes


*Fees could reduce earnings on interest bearing accounts.