An independent community bank serving the Eastern Shore since 1880

ICBA and 1880 Bank Offer Financial Tips for Travelers Planning Ahead Can Help You Keep Your Money Safe

Cambridge, MD (July 1, 2016) — With many Americans planning on traveling for the July 4th holiday, 1880
Bank and the Independent Community Bankers of America® (ICBA) are providing consumers with the information
they need to help keep their money secure before departing for the holiday weekend or an extended vacation.

“There is nothing that can ruin a family trip faster than running out of money or losing your wallet and debit and
credit cards,” said Kim C. Liddell, CEO and President of 1880 Bank. “By planning ahead, you will be able to create a
plan on how to protect your money while traveling. Community bankers are relationship bankers who work together
with their customers, so in the event something unfortunate does happen, they will be ready to lend a helping hand.”

Financial professionals agree that the safest and most convenient way to travel with your money is to take a
small amount of cash with you. Another good idea is to carry a debit or credit card along for the trip. These cards are
convenient while traveling because they are easy to carry, easy to use and often offer the lowest fees and the best
exchange rates. Additionally, in the event that your debit and/or credit card is lost or stolen, you can easily have it
deactivated to prevent further spending by calling your bank’s customer service number.

ICBA and 1880 Bank offer these tips to consumers about what they need to take care of before they take off:

  • Let your bank know when and where you will be traveling so that you will avoid any potential denials or fraud
    alerts when out-of-the-ordinary transactions are presented.
  • Ask your bank about daily spending and withdrawal limits to help avoid a card denial when traveling.
  • Find out which ATM or debit card fees you may be subject to while traveling or at your travel destination.
  • Know your bank’s customer service phone number and add it to your mobile contacts in case you have to report
    the card lost or stolen.
  • Have a backup card stored in a different place when you travel in case other cards get lost or stolen.
  • Make sure your card brands are accepted at the locations or countries you are traveling to.
  • Avoid logging onto your online or mobile banking account via public WiFi networks. Instead, use cellular data
    networks, or call the bank directly. If using cellular data, use virus protection to protect your accounts and
    phone.
  • Do not give financial information to callers who contact you and claim to be from your bank or credit card
    company, especially if they ask you to provide them with private information. If you are concerned about your
    bank account, credit card information or other personal financial data, contact your local community bank
    directly.

“Whether your family is traveling to Ocean City, the Outer Banks or around the world, it is better to be prepared for
any event that comes your way. Your local bank can help ensure your finances will be kept safe,” Liddell said.

About 1880 Bank
1880 Bank is headquartered in Cambridge, Maryland and serves the Eastern Shore and Delmarva Peninsula. The bank has six
branches: Two in Cambridge (High Street and Woods Road), two in Easton (Idlewild and Glebe roads), Hurlock, and Oxford. 1880
Bank is a wholly owned subsidiary of Delmarva Bancshares, Inc. Learn more at www.1880bank.com

About ICBA
The Independent Community Bankers of America®, the nation’s voice for more than 6,000 community banks of all sizes and charter types, is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education and high-quality products and services.