An independent community bank serving the Eastern Shore since 1880

Checking Accounts

Checking Accounts

We offer an array of checking accounts and benefits our customers love, like Online Banking, Online Billpayer, Mobile Banking, Visa® Check Card and much more. Plus, all of our accounts are FDIC-insured.

Reward Checking 1880 Checking Logo Regular Checking Dimension 60 Interest Checking
Overview Manage assets with a checking account that earns interest Total online banking convenience in a no fee account* Our checking account with added tools to make banking easy Designed for our customers over 60 Manage assets with a checking account that earns interest
Minimum Opening Deposit $100 $50 $50 $50 $1,000
Minimum Daily Balance To Avoid Monthly Service Charge $0 $0 $500 $0 $1,000
Monthly Service Charge $0 $0 $10 $0 $10
Balance Earns Interest Subject To Daily Change Yes*** N/A N/A N/A Yes***
ATM Card N/A N/A Yes Yes Yes
Visa® Check Card 12 debit card purchases required per qualification cycle to qualify Required Yes Yes Yes
Overdraft Line of Credit Available with approved application Available with approved application Available with approved application Available with approved application Available with approved application
Free Online Banking Required Required Yes Yes Yes
Free Online Bill Payer Required one Bill Pay or Direct Deposit Per Month Required Yes Yes Yes
Free E-Statement Required** Required Yes Yes Yes
Free Online Check Image Yes Required Yes Yes Yes
Payroll Direct Deposit Direct Deposit or ACH debit required to qualify Yes Yes Yes Yes
Mobile Banking/Deposit Yes Yes Yes Yes Yes

*After six months of online banking inactivity, this account will convert to a Regular Checking account with associated minimum balance requirements and service charges.
**If at any time you begin to receive a paper statement, this account will convert to a Regular Checking account with associated minimum balance requirements and service charges.
***Fees could reduce earnings on interest bearing accounts.